They'd have to have the password for my phone and then they'd need the password for the TD app.Īfter they broke through those two gates, what would they do with a banking app? Transferring money would only be between my own accounts.We matched that to: How do I change or reset my password?įrom the EasyWeb or WebBroker login screen: Yeah, I guess you're right, although I'm curious how or what someone could actually do. Like AltaRed, I have a policy of no financial apps on my phone.Īlso, anyone putting a lot of trust in bank IT should just think a little about the TransUnion and Equifax breaches. I know enough about digital security to know that no system is 100% safe, so you do your best to keep your "attack surface" small. You can always install the app again later, if you need it. However, I would then log out and delete it right after. In your situation, I also would have used the app. Well, for sure I'm not being brow beat, but that cheque is now in my bank, and I didn't have to leave my keyboard. I think I'll just keep my cards in my wallet and produce them when required. I think the TD Bank app is the same system, except perhaps people might trust TD Bank a bit more and so you store your credit cards with the app and when you select pay credit on the app, the credit card appears to the retail terminal and people feel more secure since it's their bank presenting the visual rather than Google. I know on my phone I can select Google Pay and to set it up it asks for my credit cards that will be displayed to a retail terminal so I can pay without having my credit cards on my person. I generally avoid saving my CC info on websites as well, too many security breaches. Not knowledgeable enough to opine on good or bad idea WRT to Apple/Google Pay. Some phone cases can substitute a bare minimum wallet. Seems to appeal a lot to young folks who don’t like carrying wallets or carry very minimalist ones that fit into their skinny jeans’ pockets. That’s the one thing I haven’t done, register my cards for payment by phone. Sounds like you’re referring to Google Pay. I suppose the insurance company may send me more cheques if this plague continues (I'm still stunned that anyone uses cheques any more), so I guess I should wait that out.ĭoes everyone have their bank's mobile app on their phones? Now I have to think about whether I'll keep the app on my phone or uninstall it. So, I installed the TD Mobile Banking app, which was alarmingly simple to set up and used the also ridiculously simple procedure to take a picture of my stupid cheque and deposit it. Then I remembered seeing a TV advertisement where you could use mobile banking apps to take a picture of a cheque to deposit it. I know they closed my own TD branch about a decade ago and have never been to the new one they theoretically transferred my account to (why would I?), so I looked on Google Maps for TD branches near me and found them all downtown where I don't really want to go because of the plague. And I sure haven't been in an actual bank in at least ten years, nor have I used an ATM in at least five years (do they still have ATM's)? I haven't had a cheque in my hands as long as my addled mind can remember. I've always been a bit nervous about loading the TD Bank mobile app, since a phone seems like something I could lose fairly easy, although I guess I could set the password to not remember and I would have to enter it every time.Īnyway, the nice folks at my insurance company gave me a rebate on my car insurance, and they weirdly sent me a cheque in the mail.
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